What We Do
Our Services
Customized Group Programs
If you have two or more people in your company (owners, partners, employees), you are eligible for group insurance plans. Depending on the number of employees in your company and the size of your plan, you may also be eligible for assistance with enrollment meetings, employee education and guidance, 1095 filing, benefit compliance, consolidated billing, and access to a benefits attorney.
Dental
Health
Disability
Vision
Life
Group Program Options
Self-Insured / Fully-Insured
For large group options, we offer administration for self-insured plans and fully-insured plans. We also offer support to help keep employers in compliance with federal and state guidelines.
Wellness Programs
To help your employees reach and maintain their health goals, we can customize wellness programs for you with offerings like: access to a nurse or dietitian, smoking cessation, stress management, and fitness classes.
COBRA Administration
If an employee or group of employees loses health benefits, we can provide COBRA administration to assist with notification, enrollment, collecting premiums, and more, all within the proper time limits.
Section 125 Plans
Also known as a cafeteria plan (full flex, POP, FSA etc.), section 125 plans are available to help employers or employees with tax savings on their contributions. We can help administer and manage these plans for you.
HRA Administration
If you need assistance with Health Reimbursement Arrangement (HRA) plans, we partner with an expert team who can help. From funding and expense review to meeting federal administration requirements, we have you covered.
Online Enrollment
Say goodbye to the headache of onboarding new employees and scanning in countless paper forms. With our online solution, employees can e-sign forms, compare plan options, and review coverage and costs, all with the ease of a mobile app.
Executive Benefits Programs
Executive benefits enable you to selectively reward key employees and executives of your business. These benefits help you to attract the key executives who will contribute to your company’s growth and profitability. A well-designed executive benefits program provides incentives that help retain your key employees and executives for the longest possible time.
We design, implement and administer executive benefit plans that supplement restrictive qualified retirement and group insurance plans. We offer executive group term carve out plans, and executive disability income and long term care plans.
Individual Life Insurance
Our Carriers
2865 E Skelly Dr #260,
Tulsa, OK 74105
Our Support
Claims Support
24/7 Phone Service
Employee Consulting
Employer Compliance
Here To Help
Frequently Asked Questions
Life insurance is used in many personal, business and charitable contexts. Some of the most common uses of life insurance are:
Business
- Key Employee: provide funds to aid in the search for a replacement in the event of death of a key employee.
- Executive Recruitment and Retention: used to provide a variety of non-qualified benefit programs to help attract and retain key employees.
- Business Continuation: provide funds to aid in the continuation of business in the event of death of a key revenue generator.
- Succession Planning: provides liquidity to purchase the ownership interest of a deceased owner.
- Debt Protection: creates a pool of money that can be used to pay off lines of credit.
Long term care is usually defined as care required for someone needing assistance with his or her usual activities of daily living (ADLs). ADLs are commonly defined as eating, dressing, bathing, toileting, maintaining continence, and transferring from bed to chair. When an individual needs physical assistance or verbal reminders to perform any of those ADLs, they are generally classified as receiving long term care, whether they need the assistance occasionally or full-time.
The financial implications of a chronic disease or other debilitating condition that requires long term care are great. Along with health care costs in general, these costs are expected to triple over the next two decades.
For a couple turning 65 today, there is a 70% chance that one or both of them will need long term institutional care. Even if people plan carefully, they will still face the risk of losing control of their lives and their finances when they become elderly and unable to live independently.
What Our Clients Have To Say
